Pykkit

Pykkit – Data Retention & Deletion Policy


1. PURPOSE AND OBJECTIVES

This Data Retention & Deletion Policy (“Policy”) establishes the principles, standards, and procedures governing the collection, storage, retention, deletion, and disposal of personal data and operational data processed by the Platform.

The purposes of this Policy are to:

This Policy reflects the Platform’s commitment to data minimization, proportionality, and accountability.


2. LEGAL AND REGULATORY FRAMEWORK

This Policy is informed by and designed to comply with applicable laws and regulations, including but not limited to:

Where conflicts arise between this Policy and legal requirements, applicable law shall control.


3. DEFINITIONS

Personal Information (PI): Information that identifies, relates to, describes, or could reasonably be linked with a particular consumer or household.

Sensitive Personal Information (SPI): Personal information that includes government identifiers, precise geolocation, financial data, or other protected categories under CPRA.

Operational Data: Non-consumer data generated through Platform operations, including logs, system metadata, transaction records, and audit trails.

Retention Period: The length of time data is stored before deletion or anonymization.

Deletion: The permanent and irreversible removal of data such that it cannot reasonably be reconstructed.

Legal Hold: A directive to preserve data due to pending or reasonably anticipated litigation, investigation, or regulatory inquiry.


4. DATA MINIMIZATION PRINCIPLE

The Platform adheres to the principle that data shall be:

The Platform does not retain personal data indefinitely by default.


5. CATEGORIES OF DATA COLLECTED

The Platform may collect and process the following categories of data:

Each category is subject to specific retention rules.


6. STANDARD RETENTION PERIODS

6.1 Account Information

Account identifiers, profile data, and account history are retained for:

Purpose:

Fraud prevention, dispute resolution, tax compliance, insurance defense, and regulatory audits.

6.2 Transaction and Payment Records

Payment, billing, and transaction records are retained for 7 years.

Purpose:

Tax reporting, accounting, chargeback defense, and financial audits.

This retention period aligns with IRS, state tax, and financial institution requirements.

6.3 Communications and Messaging Data

In-app messages, support communications, and related metadata are retained for 3 to 7 years, depending on risk classification.

Purpose:

Dispute resolution, harassment investigations, arbitration, and safety enforcement.

Messages involved in incidents or disputes may be retained longer under legal hold.

6.4 Location and Delivery Data

Location data, routing data, and delivery confirmation records are retained for 2 to 5 years, unless extended by legal or insurance requirements.

Purpose:

Service verification, safety investigations, and claims defense.

Precise geolocation data is minimized and retained only as necessary.

6.5 Identity Verification and Background Check Data

Identity verification documents and background check records are retained for the duration of the relationship plus up to 5 years, subject to legal restrictions.

Purpose:

Safety compliance, insurer requirements, and regulatory defense.

Where possible, raw documents are deleted and replaced with verification status flags.

6.6 Safety, Incident, and Compliance Records

Incident reports, safety investigations, and compliance documentation are retained for 7 to 10 years.

Purpose:

Legal defense, insurance underwriting, regulatory compliance, and risk management.

6.7 Logs and Security Data

System logs, access records, and security monitoring data are retained for 1 to 3 years, unless extended due to security investigations.

Purpose:

Security auditing, fraud detection, and breach investigations.


7. DELETION AND ANONYMIZATION PRACTICES

Data that is no longer required for retention shall be:

Deletion methods may include secure erasure, cryptographic deletion, or equivalent industry-standard techniques.

Backups are subject to rolling deletion schedules.


8. CONSUMER DELETION REQUESTS (CCPA / CPRA)

8.1 Right to Delete

Consumers may request deletion of personal information, subject to statutory exceptions.

Requests may be submitted via designated privacy request channels.

8.2 Verification

Before fulfilling deletion requests, the Platform will verify the identity of the requester to prevent unauthorized deletion.

8.3 Exceptions to Deletion

The Platform may deny or partially deny deletion requests where data is necessary to:

Where deletion is denied, the Platform will document the justification.


9. LEGAL HOLDS AND EXCEPTIONS

Data subject to a legal hold shall not be deleted, even if:

Legal holds apply to litigation, arbitration, regulatory inquiries, law enforcement requests, or insurance claims.


10. THIRD-PARTY DATA PROCESSORS

Vendors and service providers processing data on behalf of the Platform must:

The Platform conducts diligence to ensure processor compliance.


11. SECURITY AND ACCESS CONTROLS

Retention does not imply unrestricted access.

All retained data is subject to:


12. BREACH RISK MITIGATION

Limiting retention reduces exposure in the event of a data breach.

This Policy is a core component of the Platform’s breach prevention and response strategy.


13. TRAINING AND ACCOUNTABILITY

Personnel with access to data receive training on:

Violations of this Policy may result in disciplinary action.


14. AUDITS AND DOCUMENTATION

The Platform maintains documentation demonstrating:

These records support audits, regulatory inquiries, and litigation defense.


15. POLICY UPDATES

This Policy may be updated to reflect:

Material changes will be communicated as required by law.


16. GOVERNING LAW

This Policy is governed by the laws of the State of California and applicable federal law.


17. STATEMENT OF COMMITMENT

The Platform is committed to responsible data stewardship, privacy protection, and lawful data management.

Contact Information

If you have questions or concerns regarding this Policy, please contact us:

Email: support@pykkit.com
Address: Palo Alto, CA 94304